| |
|
GROUP |
| |
|
|
2009 |
| |
|
2010 |
Restated |
| |
Notes |
Rm |
Rm |
| REVENUE |
|
4 110.6 |
3 807.1 |
| Merchandise sales |
|
2 045.5 |
1 919.9 |
| Finance charges earned |
|
907.1 |
826.6 |
| Insurance premiums earned |
16 |
616.0 |
581.4 |
| Ancillary services |
|
542.0 |
479.2 |
| COST OF MERCHANDISE SALES |
17 |
(1 330.6) |
(1 318.3) |
| OPERATING COSTS |
|
(1 872.8) |
(1 656.5) |
| Employment costs |
18 |
(607.4) |
(542.0) |
| Administration and IT |
|
(194.7) |
(176.0) |
| Debtor costs |
19 |
(434.2) |
(338.8) |
| Marketing |
|
(134.3) |
(124.0) |
| Occupancy costs |
|
(165.1) |
(150.5) |
| Transport and travel |
|
(135.9) |
(138.8) |
| Depreciation |
|
(46.3) |
(47.3) |
| Other operating costs |
|
(154.9) |
(139.1) |
| |
|
|
|
| OPERATING PROFIT |
21 |
907.2 |
832.3 |
| Investment income |
22 |
77.5 |
76.9 |
| PROFIT BEFORE FINANCE COSTS |
|
984.7 |
909.2 |
| NET FINANCE COSTS |
|
(121.2) |
(86.5) |
| Interest paid |
23.1 |
(94.7) |
(108.5) |
| Interest received |
23.2 |
6.0 |
11.5 |
| Forward exchange contracts |
23.3 |
(32.5) |
10.5 |
| |
|
|
|
| PROFIT BEFORE TAXATION |
|
863.5 |
822.7 |
| Taxation |
24 |
(272.1) |
(261.5) |
| NET PROFIT ATTRIBUTABLE TO ORDINARY SHAREHOLDERS |
|
591.4 |
561.2 |
| Earnings per share (cents) |
25 |
672.0 |
636.2 |
| Diluted earnings per share (cents) |
25 |
669.5 |
633.2 |
