Audited Results
for the year ended 31 March 2008

Segmental report

           
    Risk Financial    
  Retail Services Services Total  
  Rm Rm Rm Rm  
Primary Segments Audited Audited Audited Audited  
2008          
Revenue 2 141.0 564.3 891.1 3 596.4  
Operating profit 307.3 175.4 447.7 930.4  
Operating margin % 14.4% 31.1% 50.2% 25.9%  
Total assets 421.7 688.1 2 698.1 3 807.9  
Total current liabilities 114.7 139.9 751.2 1 005.8  
2007          
Revenue 2 044.9 464.7 813.9 3 323.5  
Operating profit 321.7 183.4 354.8 859.9  
Operating margin % 15.7% 39.5% 43.6% 25.9%  
Total assets 384.8 685.4 2 329.7 3 399.9  
Total current liabilities 151.9 125.9 501.9 779.7  
           
    South Africa BLNS* Total  
    Rm Rm Rm  
Geographical   Audited Audited Audited  
2008          
Revenue   3 218.1 378.3 3 596.4  
2007          
Revenue   2 982.9 340.6 3 323.5  
 
* Botswana, Lesotho, Namibia and Swaziland
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