annual report 2009

• CONTENTS
• DOWNLOADS
• NOTICE OF AGM
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contents

	home
	financial highlights
	profile
	corporate profile investment proposition business model five year review definitions
	commentary
	board of directors chairman's report chief executive officer's report
	operational review
	executive committee chief financial officer's report merchandising & marketing credit retail brands
	governance
	governance
	audit and risk committee report
	audit and risk committee report
	risk management
	risk management
	sustainability report
	sustainability report
	sustainability and governance
	corporate social responsibility corporate governance risk management five-year review value added statement
	annual financial statements
	directors’ responsibility statement company secretary’s certificate independent auditor’s report directors’ report balance sheet income statement statement of changes in equity cash flow statement segmental report notes to the annual financial statements notes 1 to 10 notes 11 to 20 notes 21 to 32 company financials company balance sheet company income statement company statement of changes in equity company cash flow statement notes to the company annual financial statements interest in subsidiary companies shareholders’ information shareholders’ calendar notice of annual general meeting form of proxy