| |
|
|
|
|
|
| |
|
6 months |
|
6 months |
12 months |
| |
|
ended |
|
ended |
ended |
| |
|
30 Sep |
|
30 Sep |
31 Mar |
| |
|
2011 |
|
2010 |
2011 |
| |
|
Rm |
% |
Rm |
Rm |
| |
Notes |
Unaudited |
change |
Unaudited |
Audited |
| Revenue |
|
2 278.7 |
6.7% |
2 136.0 |
4 577.7 |
| Merchandising sales |
|
1 091.2 |
|
1 057.8 |
2 290.3 |
| Finance charges earned |
|
446.4 |
|
450.1 |
919.6 |
| Insurance premiums earned |
|
405.2 |
|
336.7 |
752.4 |
| Ancillary services |
|
335.9 |
|
291.4 |
615.4 |
| Cost of merchandise sales |
|
(670.9) |
|
(686.9) |
(1 458.6) |
| Operating costs |
|
(1 109.3) |
|
(980.2) |
(2 066.6) |
| Employment costs |
|
(360.0) |
|
(328.2) |
(693.5) |
| Administration and IT |
|
(106.1) |
|
(101.4) |
(208.1) |
| Debtor costs |
2 |
(247.4) |
|
(206.0) |
(458.9) |
| Marketing |
|
(97.9) |
|
(81.0) |
(156.5) |
| Occupancy costs |
|
(98.0) |
|
(88.2) |
(186.1) |
| Transport and travel |
|
(83.4) |
|
(68.9) |
(147.5) |
| Depreciation |
|
(27.2) |
|
(27.4) |
(46.5) |
| Other operating costs |
|
(89.3) |
|
(79.1) |
(169.5) |
| |
|
|
|
|
|
| Operating profit |
|
498.5 |
6.3% |
468.9 |
1 052.5 |
| Investment income |
|
34.6 |
|
30.5 |
82.0 |
| Profit before finance costs |
|
533.1 |
|
499.4 |
1 134.5 |
| Net finance costs |
3 |
(30.6) |
|
(57.5) |
(91.9) |
| Profit before taxation |
|
502.5 |
|
441.9 |
1 042.6 |
| Taxation |
|
(165.1) |
|
(146.4) |
(330.7) |
| Net profit attributable to ordinary shareholders |
|
337.4 |
14.2% |
295.5 |
711.9 |
| Reconciliation of headline earnings |
|
|
|
|
|
| Net profit attributable to ordinary shareholders |
|
337.4 |
|
295.5 |
711.9 |
| Adjusted for |
|
|
|
|
|
| |
Surplus on disposal of property, plant and equipment |
|
(3.2) |
|
(3.9) |
(7.2) |
| |
Disposal of available-for- sale assets |
|
(0.4) |
|
0.6 |
(19.2) |
| |
Tax effect |
|
0.9 |
|
0.9 |
3.4 |
| Headline earnings |
|
334.7 |
14.2% |
293.1 |
688.9 |
| Number of ordinary shares (000) |
|
|
|
|
|
| In issue |
|
98 058 |
|
98 058 |
98 058 |
| Weighted average |
|
88 392 |
|
88 152 |
88 194 |
| Diluted weighted average |
|
89 272 |
|
88 857 |
89 185 |
| Earnings per share (cents) |
|
381.7 |
13.9% |
335.2 |
807.2 |
| Headline earnings per share (cents) |
|
378.7 |
13.9% |
332.5 |
781.1 |
| Diluted earnings per share (cents) |
|
377.9 |
|
332.6 |
798.2 |
| Diluted headline earnings per share (cents) |
|
374.9 |
|
329.9 |
772.4 |
